Generally speaking, money is a very difficult thing. It’s hard to earn, but it’s very easy to lose. Most people and families today are in large amounts of debt or are simply struggling to pay their bills to keep themselves from getting into debt. They live from paycheck to paycheck and sometimes even wonder where there next paycheck is going to come from. When things get too difficult, and you seem to be drowning in debt, it may seem like there’s nowhere to turn, which is when you might consider a bankruptcy lawyer as an option.