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Auto insurance is an insurance policy designed to help you cover the costs for damages after an accident on the road, including accidents in which you strike an animal, are struck by another driver, or any damage caused by severe weather. No matter if you have a small car you already paid off and choose to keep only liability or own a brand new SUV with full coverage, the choice of having insurance is not fully in your hands. It is the law that all licensed drivers carry some form of car insurance for their protection and for the protection of other drivers on the road, and failing to have this type of policy will result in a penalty.
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