Part of the mortgage terms and conditions required the homeowner to maintain a minimum amount of Home Insurance in Tulsa OK until the debt was paid in full. Now that the obligation to the mortgage company is a thing of the past, the owner has two choices. One is to maintain the same policy that has been in effect for the better part of two decades. A different strategy is to compare the scope of coverage with other plans on the market today. Here are some reasons to seriously think about doing the latter.