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There are many times in a person’s life when everything is going along just fine and then out of the blue something happens to derail your budgeting. It could very well be that you are planning your vacation for the same month that your taxes are due to be filed; this has been designed into your budget, what hasn’t been factored in is your car breaking down. The mechanic tells you the repairs will run close to $500, where are you going to get this money; you don’t want to spoil the family vacation and you most certainly don’t want to miss filing your taxes on time.
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